Car loan stress: $49k on a Kia Soul — what would you do?

Just return it

You'll be opening that garage when they show up with the repo guy and the police with a search warrant. And potentially a warrant for your arrest when you fail to answer for keeping hidden it while not making payments.

You got Robbed. Almost $900 in car payments. What the heck. Something doesn’t look right about that. But I wouldn’t play games with them. Like someone said call them and try and work something out. But you got screwed on that loan.

Call the bank or whoever you have the loan with and let them know your situation, they probably will work with you instead of being a deadbeat and just not paying what you owe, and like another person mentioned they will get your car one way or another, they have repo companies that’s all they do is search for cars that need to be repossessed. Unless you plan on living in your car and not park it anywhere they will get the car back.

Why did you accept that amount of payment for a 2018 Kia. So you sign the contract but want to complain about what you agreed to? Have fun with having your credit score tank and just a fyi, continue not making any payments and refuse to return the car. An they will just report the car stolen an you will get pulled over and your license taken away from you for being in possession of stolen vehicle. But yea hey good luck with that

They gave you a $52,000 loan for an 8 year old Kia? Right and I’m a super model.

You are joking right..nevertheless It probably has a tracker cops may be sent. In Texas no games when they aren't returned.. it's reported to the police listed as stolen..so when the person that disallowed the return will be arrested for theft.

It’s irresponsible people like you who make it expensive for everyone else !

They will get it one way or another and add huge costs. Give it back and save the blood pressure.